Attention homeowners in Chicago and Cook County: Get an Appraisal today!![]() Here are the top reasons IL homeowners need Lukasik Real Estate Appraisers Corporation:
Need help deciding the value of your house in or near Chicago, IL?
At Lukasik Real Estate Appraisers Corporation, we understand the particular needs of a consumer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Lukasik Real Estate Appraisers Corporation will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to an expert appraiser's value opinion than yours. Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to the lender to have the PMI eliminated from your loan. We're experienced in helping clients just like you rid themselves of unneeded and unwanted PMI insurance. Challenging Cook county's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that is going down. That only means you are paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Lukasik Real Estate Appraisers Corporation is your perfect weapon when contesting your property tax assessment. HELOC recently frozen?If your house is in or near a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from Lukasik Real Estate Appraisers Corporation can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for accuracy, or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home. |